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The Sweeney Law Firm, P.C.

Restore Your Credit Score After Bankruptcy

The typical Chapter 7 bankruptcy filing will reduce your credit score by 150 to 200 points. By following a few easy steps, you can usually get your score into the mid 600s within 18 months of filing bankruptcy.
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The Sweeney Law Firm, P.C.

Why File Bankruptcy?

By the time you’re asking yourself that question, the situation has probably gotten pretty bad. If a creditor has initiated a lawsuit against you, it is the time to determine whether or not filing for bankruptcy is a good idea.
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The Sweeney Law Firm, P.C.

What Is the Bankruptcy Process?

The thought of filing bankruptcy can be daunting and even overwhelming. But understanding the steps involved in the bankruptcy process and how the system works can help you feel more confident as you get started on creating a better financial future for yourself.
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The Sweeney Law Firm, P.C.

What Debts Cannot Be Discharged?

Bankruptcy will not get rid of student loans, personal injury awards caused by driving under the influence, court fines and criminal restitution, alimony, or child support. Tax debts incurred within the last 3 years are not dischargeable in bankruptcy, but taxes owed for returns filed more than 3 years ago are dischargeable.
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The Sweeney Law Firm, P.C.

Chapter 7 Means Test

If debt collectors are harassing you or threatening to garnish your wages or levy your bank account, the Memphis bankruptcy attorneys at The Sweeney Law Firm P.C. can help. You may have overwhelming debts, and unsure as to how you’re going to pay it all back.
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The Sweeney Law Firm, P.C.

Bankruptcy FAQs

You can file a Chapter 7 Bankruptcy every eight years with the time starting at discharge (the end of your case) as opposed to the filing date. You can file for Bankruptcy Chapter 13 four years after receiving a discharge from a Chapter 7.
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The Sweeney Law Firm, P.C.

How Long Does It Take to File Bankruptcy in Memphis, TN?

When debts are mounting up over your head, and you can’t see your situation improving, it may be time to file bankruptcy. If you live in Memphis, TN, you should be considering filing for something called Chapter 7 Bankruptcy.
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The Sweeney Law Firm, P.C.

How to Stop Wage Garnishment Through Bankruptcy

Wage garnishment will only add more stress to your financial situation. How can you regain control of your finances when chunks of your paycheck are taken away every month to repay creditors?
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